For orders on the website www.fitmax.it the following payment methods are permitted:
By credit card belonging to the VISA, MASTERCARD, DINERS CLUB, POSTEPAY circuits - on the NEXI Payment circuit
The credit card payment system is guaranteed by the CIM ITALIA circuit, through a protocol with SSB 128 bit encryption, called Verified by Visa - Mastercard Secure Code
This system requires entering the CVV2 code (printed on the credit card), the name of the cardholder and the expiration date of the credit card in addition to the 3D Secure code.
What is 3D Secure?
3D Secure is the free protection system for your online purchases designed by the international circuits Visa (Verified by Visa) and MasterCard (SecureCode MasterCard), which allows you to prevent any illicit use of the card and avoid unwanted charges.
How does the 3D Secure Service work?
To authorize the payment on a certified site, you must enter a security code called OTP (One Time Password) that - at the time of purchase - is sent to the mobile number provided when registering the card for the Service. The OTP Code is a temporary security password that is valid for a single purchase transaction, i.e. it loses its validity immediately after its use and therefore, cannot be intercepted or used by other parties for the purposes of fraud.
IMPORTANT NOTE: AMEX credit cards are accepted only on the Paypal circuit
The amount will be withdrawn exclusively after checking the order, invoicing and shipping of the latter.
The amount will be charged to you only when the goods are shipped.
If the order is not processed within seven days, the amount will be automatically withdrawn, with the possibility of a refund on your current account if, for any reason, the order is cancelled. The purchase can only be made by the cardholder.
To ensure additional security of transactions, it is necessary to provide a landline (not mobile) telephone number.
Fitmax will agree to deliver the goods to another address, but only after further checks.
Fitmax reserves the right, at its sole discretion, to request additional guarantees from the buyer.
Credit card information can also be provided by telephone.
By cash on delivery (cash only up to a maximum amount of €1,999.00 excluding VAT)
To be paid directly to the Express Courier who makes the delivery.
Via Paypal
You can pay using your credit card, your prepaid card or your PayPal account balance.
The transaction will take place on the Paypal server (VeriSign guaranteed): your card details are 100% secure.
Fitmax Srl is in no way aware of credit card data.
The Paypal system also allows payment with prepaid cards such as POSTEPAY (Visa-Electron system)
IMPORTANT NOTE: AMEX credit cards are accepted only on the Paypal circuit
Via Paypal Pay in 3 installments
PayPal Pay in 3 is a feature that allows you to split your purchase into three payments, with the first payment due at the time of purchase and the next two payments made on the same date each month.
Will I be able to use PayPal Pay in 3 installments?
PayPal Pay in 3 is available on thousands of sites, but may not be available for certain merchants and goods.
If you choose PayPal Pay in 3 as your payment method when paying with PayPal, we will redirect you to the application process. The decision will be instantaneous, but not all customers will be approved based on our internal and/or potentially external checks.
How can I pay with PayPal Pay in 3 installments?
Simply choose to pay with PayPal when you shop online, and if it's an eligible transaction, you'll see PayPal Pay in 3 as one of the available payment methods. Simply select PayPal Pay in 3 and, in a few steps, you make your request, to which you get an immediate response. If your request is approved, you complete the payment.
What purchase amounts are eligible for PayPal Pay in 3 installments?
PayPal Pay in 3 installments is available for eligible purchases between €30.00 and €2,000.00
What are the terms of my PayPal Pay in 3 plan?
You will see the link to the terms and conditions when you choose to apply for PayPal Pay in 3 installments at checkout and you will need to read them before submitting your application. You can also download the terms and conditions.
Once your plan begins, we'll send you an email with important information about your PayPal Pay in 3 plan, including instructions on how to find your terms.
Are there any fees for PayPal Pay in 3?
There are no sign-up fees to pay with PayPal Pay in 3 and there are no late fees. However, please note that Pay in 3 is a credit, so consider whether you can afford the refunds to avoid, for example, a possible impact on your credit reference.
How long will my PayPal Pay in 3 plan last?
Your plan will last for two months in total. The first payment will be due at the time of purchase, followed by two subsequent payments one month apart.
Where can I pay with PayPal Pay in 3 installments?
PayPal Pay in 3 is available to selected merchants where PayPal is accepted. Transactions can be made in all currencies supported by PayPal, not just euros. For non-euro transactions, PayPal will automatically convert the transaction amount into euros at checkout, before providing you with your PayPal Pay in 3 plan. Currency conversion fees will apply as set out in the PayPal User Agreement.
Why do I see a pending authorization in my PayPal activity for the PayPal Pay in 3 transaction?
When you make a purchase with PayPal Pay in 3, we will pre-emptively place a hold on your chosen card or bank account for an amount equal to your initial payment or one-third of the total purchase amount. This will show up as a pending authorization in your PayPal account activity, as well as on the bank account or card linked to your PayPal account. Once you complete your PayPal Pay in 3 purchase and the merchant ships your goods, the pending authorization will be removed and the initial payment will be taken from your card. If you do not complete your PayPal Pay in 3 transaction, the pending authorization will be automatically reversed by PayPal within 72 hours of the pre-authorization hold being placed.
My PayPal Pay in 3 payment purchase was declined or failed, why do I still have a pending authorization listed on my activity?
If you do not make a purchase using PayPal Pay in 3, PayPal will automatically release the pending authorization within 72 hours of the authorization hold being held. If the PayPal Pay in 3 transaction is not completed, the money will not be taken from your card or bank account.
How will my PayPal Pay in 3 transaction appear in my business?
Each PayPal Pay in 3 transaction will appear in your PayPal activity feed as the full purchase amount under the merchant name as "purchase." This includes the total purchase amount and does not reflect your PayPal Pay in 3 payment plan or any payments you've already made with your specific card. When you use PayPal Pay in 3, PayPal pays the merchant up front and splits the cost into 3 payments. The first payment is made on the date of purchase, and the next two payments are automatically taken out over the next two months. The first payment and the next two payments will appear as separate transactions in your activity and represent the actual payments you made for the purchase.
Can I have multiple PayPal Pay in 3 payments going on at the same time?
Yes, subject to approval by PayPal. If the PayPal Pay in 3 option appears at checkout, you can create a new PayPal Pay in 3 payment. You will be able to see all your PayPal Pay in 3 payments in one place in your PayPal account under "PayPal Pay in 3", including any refunded payments in the last 12 months.
* Eligibility for Pay in 3 is subject to status and approval. See pre-contractual information document and conditions for more details. Credit with mandatory deposit. Only available to customers with a Personal account. Two-month credit. You have 14 days to make a transfer from your credit. Funder: PayPal (Europe) S.à rl et Cie, SCA., 22-24 Boulevard Royal, L-2449 Luxembourg.
A loan is a binding commitment that must be repaid and may affect your credit rating. Make sure you can pay before committing.
Via Scalapay (maximum amount €3,000.00 for total cart)
How does Scalapay work?
Scalapay is an innovative payment method that allows customers to purchase in stores
online, receive the products immediately and pay in 3 convenient equal installments with expiry
monthly.
The service has no additional costs for the customer if the installments are paid by the due date.
At the time of purchase, the first installment (equal to one third of the total value of the purchase) will be charged immediately.
The next 2 installments will be charged on a monthly basis.
What is the deadline for the 3 installments?
At the time of purchase, the first installment (equal to one third of the total value of the purchase) will be charged immediately.
The next 2 installments will be charged on a monthly basis.
First installment: at the time of purchase
Second installment: 1 month from the day of purchase
Third and final installment: 2 months from the day of purchase
If you buy with Scalapay you receive your order immediately and pay in 3 installments. You acknowledge that the installments will be assigned to Incremento SPV Srl, related parties and their assignees, and that you authorize such assignment.”
By advance bank transfer to:
Fit Max Srl
People's Bank of Emilia Romagna
Ag. 12 of via F.lli Cervi n° 169
Reggio Emilia
Current Account No. 1237600 - In the name of Fitmax Srl
ABI 05387 - CAB 12812 - CIN "M"
VAT 02092530357
IBAN: IT47M0538712801000001237600
SWIFT: BPMOIT22RE1
The bank transfer receipt must be sent by fax to 0522/946562 or by e-mail to ordini@fitmax.it
By installment payment - Installments in Network by Consel Spa
SellaPersonalCredit Service Description
10 MONTH INSTALLMENT PAYMENT PROMOTION AT 0% INTEREST
The offer is limited in time; Fit Max Srl and Consel Spa reserve the right to vary the conditions and terminate the offer freely, with a few days' notice.
The offer is valid for all orders from a minimum of € 250.00 up to € 7,750.00
Alternatively, you have the option of paying for your purchases using a variable TAN and APR table, with the 1st instalment 90 days after the purchase date!
Thanks to an agreement with Consel Spa - Consumer credit finance company of the Banca Sella Group - Fit Max Srl offers you the possibility of paying for your purchases in convenient installments that you can choose to debit to your bank account or pay via postal payment slips.
Customized financing can be requested by choosing from the various available payment methods at the end of the purchase procedure. By choosing this payment method, you will be transferred to the Consel website (www.e-consel.it) to complete the order, where you can choose the type of installment plan. After reviewing the financing conditions and the related interest rates, you will then be asked for some personal data (occupation, family composition, income).
The granting of financing and the completion of the order are subject to prior approval by Consel SpA. The transaction always takes place in protected mode, on the Consel website, with 128-bit encryption to guarantee the adequate level of confidentiality of the information sent. The data is provided directly to Consel SpA and for no reason will it be made available to Fit Max Srl
To obtain financing it is necessary:
• be a natural person (financing is not granted to legal persons)
• be 18 years old or older
• have a regular and demonstrable income
• have been resident in Italy for at least 3 years
• be the holder of a current account with IBAN
In order to proceed, you must have the following documents:
• valid identity document
• health card
• domestic users for the last two months
• income document:
• latest pay slip for employees
• latest tax return (730 or Modello Unico) for freelancers
• CUD or pension slip or the OBIS form, for pensioners
Once the form has been filled out, Sella Personal Credit will return one of these three answers in real time:
- Provisional approval of financing
- Request for further information to process the application.
- Failure to approve financing.
In case of provisional approval, you will be asked to print the pre-filled online contract which you will have to send back signed, attaching the required documentation:
- a copy of your identity document;
- a copy of the tax code;
- a copy of your latest pay slip or tax return;
- an original household utility bill (electricity, gas, telephone), which will be returned upon your request.
Up to this point you are not committed to paying anything.
Once all the documentation has been received, Consel will issue the final approval, sending you a confirmation email, while Fit Max Srl will ship the goods to the address you indicated. Upon receipt of the goods you will not have to pay anything.
The entire procedure takes 4-5 business days. To speed up the order processing as much as possible, it is essential that you send the documentation and the signed contract as soon as possible, preferably using priority mail.
The advantages of installment purchase
By purchasing in installments on www.fitmax.it you can have what you want at home right away, before you even start paying. The first installment is in fact due 30 days after the amount has been paid by the finance company.
This way you have the possibility to defer the payment and plan your budget without disinvesting your savings.
Conditions for installment purchase
Financing can be requested, for purchases on www.fitmax.it, by private consumers, for a minimum amount of €250.00 (VAT included) and for a maximum of €7,750 (VAT included).
With this payment method you can purchase a maximum of five items.
NB: In the event that the Customer exercises the right of withdrawal on the product purchased through the Installment in Network service, Fitmax will refund the value of the purchase net of the Consel commission on the transaction (1.5%), the amount of interest on the transaction (whether this is at a rate of 0% or higher) and the transport costs for the return.
Banking Transparency
https://www.sellapersonalcredit.it/public/content/generic/trasparenza